Access Loans Access Loans


Secured Loans


We specialise in helping UK residents find the best loan deals.

Our service is very simple...

  • You complete one simple form online.

  • We phone you to confirm your requirements.

  • We submit your application to a number of lenders then let you know the best rate offered within one hour.

  • No more forms to complete. We send you the documents to sign.

  • The money is yours to spend as you wish.

Loan rates are available from 7.9% APR (typical APR 11.4%).

You can apply whatever your circumstances. Each lender tends to specialise in a different area, offering loans to individuals with specific circumstances...

For example, one lender may specialise in offering low rates to the self employed. Another lender may specialise in offering loans to those with a perfect credit history. Another lender may specialise in offering loans to those with CCJs or arrears.

By having access to a wide range of lenders we are able to find you the best deal according to your circumstances.

Once we have made you an offer, the decision is of course yours as to whether you wish to proceed or not.

This is a free service. The loan rates offered are exactly the same as if you contacted the lenders directly.


Access Loans

Access Loans has partnered with Independent Finance, a subsidary of Central Trust Plc and a master finance broker with access to an extensive range of lenders.

Central Trust Plc have just received a very prestigeous award presented by The Independent and Deloitte & Touche - a partnership that looked at over 750,000 companies to seek out the Top 100 Fastest Growing UK Companies for which they were commended as 45th.


Why use Access Loans?

We are independent of all lenders. We supply your details to some of the UK's leading lenders and offer you the lowest rate on offer. These lenders are competing for your business, meaning you get a lower interest rate and a better deal.

We save you the hassle of having to complete endless forms in order to find the lowest interest rate. You complete one form, we do the rest.

We are able to find you the best rate from our panel of lenders, whatever your circumstances, including:
  • CCJ's
  • Arrears
  • Defaults
  • Self Employed
  • Buy to Let
Of course, we are confident that we will find you an interest rate that will put a big simle on you face. However, if you are unhappy with the offer we present, for whatever reason, you can simply look elsewhere. You will have incurred no costs and wasted no time. Let us prove to you how good we are...

Fast Application | Full Application


Fast Application
Contains the minimum amount of information to apply. We will call you to complete the application over the phone.

Full Application
Removes the need to complete the application over the phone.

Alternatively, call 01603 750740
8:00am - 8:00pm

Once we have contacted you and established all the information we require, we will give you a fast decision. In fact, we guarantee:

- One Hour Turnaround
- Same Day Offer
- Loan Completion
- Regular Updates


Debts come in many forms, including bank overdrafts, credit cards, store cards and loans. When you have multiple debts it can be difficult to keep track of your spending and you may be paying high interest rates.

Get a debt consolidation loan and pay off all your existing debts.

Enjoy peace of mind by taking a payment protection plan.

This ensures the premium for the loan is paid in the event of accident, sickness or unemployment.

The premium is repaid over the term of the loan.


ACCESS LOANS IS A TRADING NAME OF DOT ZINC LIMITED WHO ARE AN INTRODUCER TO INDEPENDENT FINANCE CORPORATION (IFC).
IFC ARE LICENSED CREDIT BROKERS. WRITTEN QUOTATIONS ON REQUEST. LOANS SECURED ON PROPERTY.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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