Debts come in many forms, including bank overdrafts, credit cards, store cards and loans. When you have multiple debts it can be difficult to keep track of your spending and you may be paying high interest rates. One option would be to get a new loan to pay off all these existing debts. This is known as debt consolidation. It may seem strange getting an additional loan when you are already in debt, but what you are actually doing is getting a replacement loan. In other words, you use this new loan to pay off all your existing debts. The advantages are that managing your debt becomes easier, but more importantly you can reduce the amount of interest that you are paying by getting a loan at a lower APR than your existing debts. If you decide to get a consolidation loan you should be careful with your spending. Your overdraft will be cleared and your credit cards will be empty so you may have a burning desire to go spending again. However, you should resist otherwise you will simply be increasing your debt again, which defeats the object of getting the consolidation loan in the first place. The loans we offer can be used for debt consolidation. In fact, this is a common reason for individuals finding a loan through us.

N.B. Tenants should Click Here to apply Please complete and submit the following details. We will then phone you at a time most convenient to you in order to confirm your requirements and ascertain further details. Alternatively, you can complete a full application. Status: Tenants should Click Here to apply Title: (Mr, Mrs, Miss etc.) First Names: Surname: Home Tel No.: Work Tel No.: Mobile Tel No.: Most convenient time to call?: Address: Post Code: Loan Amount: £ (min £3000)

Fast Application Contains the minimum amount of information to apply. We will call you to complete the application over the phone. Full Application Removes the need to complete the application over the phone. Alternatively, call 01603 750740 8:00am - 8:00pm

Once we have contacted you and established all the information we require, we will give you a fast decision. In fact, we guarantee: - One Hour Turnaround - Same Day Offer - Loan Completion - Regular Updates Read more

Debts come in many forms, including bank overdrafts, credit cards, store cards and loans. When you have multiple debts it can be difficult to keep track of your spending and you may be paying high interest rates. Get a debt consolidation loan and pay off all your existing debts. Read more

Enjoy peace of mind by taking a payment protection plan. This ensures the premium for the loan is paid in the event of accident, sickness or unemployment. The premium is repaid over the term of the loan. Read more

ACCESS LOANS IS A TRADING NAME OF DOT ZINC LIMITED WHO ARE AN INTRODUCER TO INDEPENDENT FINANCE CORPORATION (IFC). IFC ARE LICENSED CREDIT BROKERS. WRITTEN QUOTATIONS ON REQUEST. LOANS SECURED ON PROPERTY. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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